What classes do I need?

CE, PE, Late CE, this article has all the info you will need!

For CE

If you aren't certain what NMLS CE courses you need, this course selector tool will be able to help you. All you have to do is enter the states that you are licensed in and it will do the rest for you! This is Online CE that is fully approved by the NMLS and is up to date. All of our available courses are new each year, and you can take CE from us every year.

Here is a link to the CE Selector tool: https://www.knowledgecoop.com/pages/course-selector

All States require you to take at minimum 7 Hours of Federal education, plus a combination of the following:

-The Federal Elective

-A state course

-The Federal Elective and a State Course

-The Federal Elective, a State Course, and additional hours of training

For PE

We are working on making Pre-Licensing Education at the moment, and it should be ready towards the end of this year. In the meantime, for anyone wishing to add a new license in a state in which they are not currently licensed, please follow this link to the NMLS's curated list of approved providers.

Here is the link: https://nationwidelicensingsystem.org/profreq/education/Pages/default.aspx

Here is what the NMLS has to say about PE:

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan originators (MLOs) complete pre-licensure education. In order to meet pre-licensure education requirements state-licensed MLOs must complete 20 hours of NMLS approved education which include the following:

For annual pre-licensure education, the SAFE Act requires state-licensed MLOs to complete:

   a. Three hours of Federal law and regulations;
   b. Three hours of ethics that shall include instruction on fraud, consumer protection, and fair lending issues;
   c. Two hours of training related to lending standards for the nontraditional mortgage product market; and
   d. Twelve hours of undefined instruction on mortgage origination.

While the SAFE Act requires NMLS to approve pre-licensure and continuing education courses, it is individual state law that compels mortgage loan originators to take the pre-licensure and continuing education as a requirement for state licensure. Many state agencies require that pre-licensure education be complete prior to submitting an application through NMLS.  NMLS provides information concerning education requirements and administers the process for completing it, but state-licensed MLO's should refer to their state agencies regarding the specific details associated with meeting the education requirements.

For Late CE

We do not currently provide any form of Late CE. Here is the link to the NMLS Late CE document: https://mortgage.nationwidelicensingsystem.org/courseprovider/Documents/Late%20CE%20Master%20Course%20Catalog.pdf